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Umbrella Company & TALENT MOBILITY

Complete Payroll, Tax, Social Security and Immigration Solution for Corporate Clients, Agencies and Contractors Worldwide. International Mobility Consulting and Training.

Access Financial brings together contractors, recruitment agencies and corporate clients from all over the world. We make the world a smaller place by ensuring contractors can work in any country in which we operate, meaning that our agency and corporate clients can recruit talent from all over the world, which helps increase efficiency and profitability.

Access Financial is committed to the success of our clients, which is why we will always provide the best solution for your needs. So, why should you choose Access Financial? Read on to find out. If you are a contractor who wishes to gain international work experience, you will face a series of challenges and obstacles that will be difficult to overcome, especially if you have never worked abroad.

Access Financial can help you overcome these challenges, thereby enabling you to work in any country you desire and ensuring you never again have to turn down a lucrative position because of the hassle involved with getting your paperwork in order. Thus, when you work with Access Financial, you will never again have to worry about immigration, taxation or social security issues. That’s our job.

With Access Financial, the world will become your oyster as you will be able to work anywhere in the world. Furthermore, you will be able to access more work opportunities than you ever thought possible. We take things a step further. We don’t just help you become fully compliant so that you get the job of your dreams, but we also help you keep as much of your pay check as possible by using any and all legal means to ensure you aren’t overpaying on taxes or other work-related fees, both in the work country and in your home country.

Access Financial Removes Any and All Legal Obstacles Allowing You to Obtain the Position of Your Dreams

Check out our contractor section for more details regarding what we can do for you. Better yet, give us a call now and you can talk to one of our sales advisors who can provide you with the best solution for your personal circumstances so you can get that job you’ve always dreamed of.

Better Retention?

Contact Access freely for the best take-home pay for your next assignment abroad or to know whether you could do better in your current one.

Are you Insured?

Contact Access freely to know whether you are properly covered for health or indemnity protection.

Are you Compliant?

Contact Access freely to know whether your tax, social security and immigration affairs are a risk to you, your agency or end client.

Own LTD Company?

Contact Access freely to take advantage of your company status where you can lawfully do so.

how we work
We draw up your Access Financial contract in line with that of your agency or end client.
Customer Service & Compliance
You are looked after throughout your assignment by a dedicated service team, specialised in your work country, that will deal with all necessary registrations for local tax, social security, insurance and immigration requirements. Depending on the solution, we will also provide a local accountant.
Timesheet & Invoicing
We invoice your agency or end client within one working day from receipt of your timesheet.
Credit Control & Payment

Your payment due date will be governed by our agreement with your agency or end client. We chase any delayed payments and make sure that funds are received as quickly as possible.

We pay you with one working day from receipt of funds and send you immediate payment notification. Normally, you will receive your money between 2-3 working days if you have an account in Europe. It may take longer if your account is in other countries.

Throughout the process, you can check what we are doing and give us instructions 24/7 through our advanced Fortuna portal.

What you get?
Highest Legal Pay Retention

Based on prudent accounting and legal Double Taxation and Social Security Treaties, not on risky investment schemes in tax havens.


Together with our qualified local partners, we make sure you satisfy all tax, social security and immigration requirement of your work country.


With headquarters and all data located in Switzerland, we are bound by Swiss confidentiality laws, probably the strictest in the world.

Comprehensive Management Fees

No hidden charges; no startup fees; no penalties for contract termination; no charges for professional advice.

Our Brochures

Take a look at what best Access Financial has to offer
We worked with
  • I thank you and all at AFs for your professionalism and kindness during my project at Catania. I wish you a happy 2018 and in case I will need an umbrella company, I know that I can count on you. Again, thank you very much!

    Nicola Manghisi

  • As usual thanks for your professional proactivity.

    Bond James

  • First of all I would like to thank all your colleague who help me and supported me during the last 2 years of collaboration, in additional I would like express all my gratitude to YOU. Your excellent job and your professionalism have been really appreciated, thank you again for all your effort and for the great quality of the work delivered!

    Tiziano Borrelli

  • In +15y of international freelance experience, for me, Access Financial Services is an excellent accounting company in the market, your high quality services, your professionalism and your excellent customer service make of you one best company operating in this sector. I had been very lucky to been assigned to you, your support and your guidance are simply perfect.

    Tiziano Borrelli

  • I appreciate very much what Access does. It was a pleasure for me. I hope we can meet for some longer time in the future. Thank you very much.

    Jakub Juranek

  • I worked with 4-5 Mgnt companies in last 7 years but I would say AFS is the best. As a consultant, on monthly basis we always come across the situation to follow payments with Agency/Mgnt companies. AFS portal FORTUNA has been great and easy tool to upload documents and tracking payments. DocuSign was helpful to sign contracts as it was a lot of hassle to find scanner/printer.

    Naresh Bandaru

  • Thank you very much and yes I was very satisfied with Team Row´s services in the past 2 years and will absolutely take your services in the future if the occasion arises.

    Nadia Brienza

  • Thank you very much for your outstanding follow-up. I will be in touch with Access Financial for my futures contracts for sure. Excellent service and no difficulties faced while working with AFSS. I had no issues at all and will definitely recommend AFSS to my friends/colleagues/agencies.

    Vivian D'Agosto

  • Dear All in AFSS, I like your style! You know how to touch the heart of your employees.

    Tiziano Borrelli

  • I`m happy to be working with Access Financial again. I finished my previous contract almost one year ago and was so satisfied that for this contract I thought of you again and the services provided. Thanks for all and wishing for the same.

    Joaquin Copete Garcia

  • I want to thank AFS , Team Germany, Team Europe and Team India for working with me and making my life simpler during my work in Netherlands and Germany. Thanks a lot for all the support.

    Manish Gupta

  • I am delighted to work with AFS and Team France since 2014 and I have got the best attention indeed. I would gladly recommend you to any contractors in Europe and UK. Thanks and Best regards

    Amit Kumar Rao

  • My friend Alireza was asking around about a financial solution for his business and could not think of better than your solutions in access financial.

    Hesham Mazarawi

  • It was my pleasure to work with you and the services exceeded my expectation. Was very satisfied as everything went well. All the services were excellent especially the flexibility, fast response, on-time payment and always supportive in a special request. So \"Keep up the good work and process!\". Will also recommend Access to my friend/colleagues/agencies.

    Faridh Tamzis

  • a) Were you satisfied with our services? Yes, very good Service b) Any difficulties you faced while working with us ? No difficulties c) Any suggestions you would like to give on how we can improve our services? Its already good. d) Would you recommend Access to your friend/colleagues/agencies? Yes offcourse

    Muhammad Ali Khan

  • It has been a wonderful time, and I would like to thank you all for the great and professional service you had through all this period. On a very genuine note, you had exceptional service, very fast, and professional, and I want to thank you for that.

    Gil Fromovitch

  • I’ve had only good experience in dealing with AFSS, so if I’m in need of a payroll solution in future I will be in touch again and I will happily recommend AFSS to contractor colleagues.

    Roy Harris

  • Your company is the only one so far that is explaining the entire truth and useful information when we (contractors) need them the most and, in the real-time. I honestly believe that it is worth doing businesses with your company. As for myself, I have all to gain by using your services and I will continue to do so. Thank you for your great cooperation.

    John Pereira

  • Your company is the only one so far that is explaining the entire truth and useful information when we (contractors) need them the most and, in the real-time. I honestly believe that it is worth doing businesses with your company. As for myself, I have all to gain by using your services and I will continue to do so. Thank you for your great cooperation.

    John Pereira

  • I want to tell you that I have been very happy with the speed and quality of service that you provide. If there is a place / weblink to provide a feedback - then please let me know. I will put full 5 Stars there.

    Mahesh Chand Nagar

  • This is the first time I have used a company like Access Financial and I was very satisfied with the service I received. I would happily recommend Access Financial to anybody working in the same way as I was.My agency could learn a lot from the way you operate and consider your personnel.Thank you for your help and service for the last three years.

    Niall Middlehurst

  • I was satisfied with your services and faced no difficulties while working with you. Service was very efficient. Will definitely recommend you to my friends, colleagues and agencies.

    Richard Simpson

  • Dear Access Financial,many thanks for the peace of mind you have given for the whole year with your prompt and proactive services. I was comfortable with my money matters due to your hard work and your reliable financial services for past 6 years. I could not find a single glitch from your side, which is considered to be amazing in this chaotic world. Keep up the good work.

    Syam Thupurani

  • Thanks for the introduction and I look forward to a blissful relationship with Access Financial.

    Opeyemi Familade

  • I would like to wish and thank you for your time and efforts over the past 18 months. The service I have received from you has been timely, flexible and easy. I am extremely pleased with our association and hope it will continue into the future.


  • Thank you very much for your email, my choice is access financial is because last time that we worked together all the guys were professional and every time that I need a solution they come with it. I will gladly recommend you guys to my friends as a very good company in fact some of my friends all ready is working with you.

    Iulian Rafael Pirtea

  • a) Were you satisfied with our services ? Yes b) Any difficulties you faced while working with us ? No difficulties c) Any suggestions you would like to give on how we can improve our services ? No, I was happy with the service provided by AFS. d) Would you recommend Access to your friend/colleagues/agencies? Yes

    Gabor Thaisz

  • I would like to thank all of you at AFSS for your excellent support and cooperation. Greatly appreciate your time and effort in being very responsive to the requirements under my assignment. It is indeed a real pleasure to work with all of you. Wish you continued success in all your endeavours.

    Dr. Sudhakar Kurapati

  • I contracted with AFI in Germany for over a year. I found the team to be highly committed and delivered all that they promised. All questions or concerns I may have had working in a Non-English speaking country were dealt with promptly. I would be happy to work with them again given a choice, and I surely recommend them for their services.

    Erra Ravikiran

  • I do hope to work with you again in the future. From a personal point of view, your service has been excellent.

    John Kitney

  • I would like to express my thanks to you and the team for all the help and support in these past few years and I have always found your services to be extremely professional and valuable.

    Veronica Buffoni

  • I'm very grateful for the service and team that has been assembled to assist in the processing of this complex process. Thank you very much and so far, I've been very impressed and will surely get the word out to my network of people around the world how professional Access Financial Services has been since the very beginning.

    Arthur Hass

  • Actually it is me who has to thank you guys. You have been brilliant and definitely a service I would recommend to any other contractor looking to go a 100% legitimate way. There are too many companies out there promising schemes that are not legitimate and in some cases completely illegal. In addition to the service you have also been very quick to respond to queries and requests for information. I do look forward to working with you guys again in the future.

    Ronan Cashell

  • It has been wonderful working with such a professional company like AFS.You have all given me the extra help whenever needed (letters for immigrations and housing funds).

    Lou Tian Xiang

  • We have our experiences with you and we think that changes must not be made; continue working as you do now.

    Michael Demol

  • As I said before, I am very impressed with the quick transactions of Access Financial. After 13 years contracting, I expect to wait 30-60 days for payment. You are a refreshing change!

    Andy Taylor

  • Thank you very much for your warm welcome. I feel like return back to home after a long brake of 6 months. Working with AFSS is not a new experience for me as we have worked together for more than a year during my assignments at Vestas and AKZO. Once again, I really appreciate your approach.

    Youli Karlatira

  • Your services have been very good and very much appreciated. All my questions have been answered satisfactorily.

    John Mackay

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