Working via an Umbrella Payroll Company

If you are a contractor in the UK and are inside IR35 or want a simple life without the work and responsibility of running your own limited company, then a UK Umbrella solution is probably precisely what you’re seeking. There is only one thing safer than one umbrella, and that’s two umbrellas! A UK umbrella solution under the Access Financial group umbrella provides precisely this.


  • Specialist employed solution for contract workers
  • All PAYE and NICs paid to HMRC
  • Access to the UK government auto-enrolment pension scheme
  • Protection under the Employment Rights Act 1996
  • Claimable expenses (subject to an SDC questionnaire*)
  • Engage in multiple assignments simultaneously
  • Maintain a continuous employment record
  • Favoured payment model when contracting via a recruitment agency
  • Let ATA’s sister company, Access Financial Consultancy Services (AFCS) manage all the legal complexities for you.

*Supervision, Direction and Control test to determine if you can claim travel and subsistence on your assignment.

How much could I earn working through an Umbrella Company?

Not all umbrella companies are the same. Some claim high-income retention but fail to explain the risks from non-compliance. AFCS will provide you with a solution on which you can rely. If you pass the SDC test, then travel and subsistence, as well as other expenses may be claimable throughout your assignment. Please enter your details into our calculator to see your potential income retention with AFCS.

What makes ATA different from the rest?

ATA is more than an umbrella company - we are a provider of international accountancy solutions. Our expertise and infrastructure reflect our ethos of maintaining compliance and providing cost-effective solutions. By using ATA, you will have access to advice from our experts, giving you confidence that you are operating in the most efficient way possible.

Our Umbrella Company service includes:

  • Flexibility – the solution is there only when you need it
  • Full employment structure protecting your employment rights
  • Online contractor portal for timesheets, payslips and expenses*
  • Pensions auto-enrolment
  • Faster payments – ensuring you get your funds ASAP
  • Access to expense claims subject to passing SDC test
  • Unlimited free SDC tests
  • Ability to retain the same solution while changing your assignments
  • On-hand support to answer any questions
  • The security and stability of the Access Financial global group

How should you choose an umbrella company?

Ready to join the world of contracting? Complete this form to take the first step.

Already have an Umbrella Payroll Provider – Switch to ATA and be rewarded!

If you have an Umbrella provider and are looking to switch, then, ATA can provide you with a fully compliant umbrella solution. Transferring to an Umbrella who understands your needs and protects your rights throughout your career.

Switch to ATA today and receive two weeks’ free margin!

Transferring is easy, complete this form, and we will take care of the rest.


We belive are greater in size and client numbers than our three main cross-border competitors combined.


We are the most ready international management company with staffed offices in the UK, Luxembourg, Germany, Swizerland, China, India, Cyprus and Spain.


We have more operating companies in our group to sponsor work permits than anyone else


We have a strong balance sheet built up over 14 years of profitable trading.


As we offer all the ligal solutions possible in our main markets our is a consultative approach.


We have our own internal immgration department and Research and Development that we manage entirely in-house.


We have our own IT departments that develops our platforms and software tools for the benefit of our clients.


We carryout an increasing amount of our compliance work in-house rather than via external partners in the intersts of services and efficiency. We have our own compliance portal for our agency and corporate clients to monitor their contractors compliance statuses in real-time .


We are the only cross-border international management company to be headed by a qualified chartered Accountant, Chartered Certified Accountant, Certified Public Accountant, Fellow of the institute of Management and International Accountant.