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SOLUTIONS FOR FINLAND

SELF-EMPLOYED

Retention (for a typical contractor)

  • 69% (±5%)*

Eligibility

    • EU/EEA nationals

Features

    • The contractor works in Finland as a self-employed person
    • The contractor will establish a fixed base in Finland from the start and will be liable to pay taxes in Finland
    • AF registers the self-employed contractor
    • Self-employed contractors may claim business expenses which reduce the tax charge

Benefits

    • Higher retention due to low rate of social security contributions
    • Flexibility in choosing own working hours and place, and a possibility of holding simultaneous contracts
    • AF does the accounting and prepares tax returns for the contractor
    • AF is expert in Finnish tax and social security

Registrations

    • AF will ensure all required registrations are done in Finland
    • The contractor must register personally at the local police station

PERSONAL SERVICES COMPANY (PSC)

Retention (for a typical contractor)

  • 71% (±6%)*

Eligibility

  • EU/EEA nationals
  • Working period in Finland must be at least 6 months

Features

    • The contractor is registered in Finland as a director of his company and is treated as an employee of his own company
    • We ensure compliance with foreign and local tax laws
    • The level of retention depends on the salary level, the tax claimable expenses, the length of stay in Finland, and whether the contractor is married or not
    • Contractors are assisted by Access Tax and Accounting Ltd (ATA), a firm of accountants, expert in Finnish tax and social security
    • The contractor needs a bank account for his company

Benefits

    • Flexibility in choosing own salary and possibility of holding simultaneous contracts
    • The PSC is a standalone solution
    • The PSC can be used in future projects and elsewhere
    • ATA does the accounting and prepares tax returns for the contractor and the PSC

Registrations

    • ATA will ensure all required registrations are done in Finland
    • The contractor must register personally at the local police station

Finland Solution